While I was in San Francisco learning about teleseminars I had the chance to meet and hear from people in different industries.  One person who spoke, Philip Tirone, ahd some interesting and disturbing things to tell us about Credit Scores.

Do you know what your credit score is?

Do you know that 80% of credit reports have errors on them and that even if you pay your bills on time, all the time, you may have errors that bring your score down?  That could result in fees and interest rates on loans being higher than necessary.  After he talked people in the room started chatting… one woman told me that she had looked at her credit report and found a huge error.  She had 2 student loans that she consolidated last year.  When she looked at her report – it looked like she owed double what she actually did because the credit bureau didn’t close the 2 original accounts but managed to add the new one.  Making some calls to fix the error resulted in her credit score going up 50 points.

So even if you pay your bills – it is still wise to understand how the credit system works and take a look at what they are saying about you every so often.

I just ordered copies of my credit reports and one company shows me having 3 open mortgages.  They hadn’t updated one since 2001 – it was actually paid off in 2003.  So if someone new pulled my credit, It would look like I had a heck of a lot more mortgage debt than I do!  Off to fix that!

According to Philip you could be legally robbed by banks and other financial institutions and be over-paying up to $1,200 per month because of your credit score.

If you choose to attend his 70 minute FREE Credit Advantage Teleseminar, you will discover…

Why you may be overpaying on my credit bills even if you’ve never missed or been late on any credit card payment in your life
The simple, two week process to identify and fix key items on your credit report that could be costing you over $500 each month
A little known credit score trick that allows you to go from wasting money to saving money, all because of the credit bureau rules
Why a 720 credit score is so important and the fastest, easiest and most reliable step-by-step process to get there

So… if you want to take control and get informed about your credit score, CLICK HERE*.

Here’s to your creative and financial success!

– Tara Reed

* FTC disclosure, this is an affiliate link and if, after listening to the free telemseminar, you decide to make a purchase, I will be paid a commission for letting you know about Philip Tirone and his wealth of credit products.